Stripe too many high risk payments - python

I'm using the stripe subscription API to provide multi tier accounts for my users. but about 50% of the transactions that i get in stripe are declined and flagged as fraudulent. how can i diagnose this issue knowing that i'm using the default base code provided in the stripe documentation (front end) and using the stripe python module (backend).
I know that i haven't provided much information, but that is only because there isn't much to provide. the code is known to anyone who has used stripe before, and there isn't any issue with it as there are transaction that work normally.
Thank you !

After contacting stripe support, i found that many payments were done by people from an IP address that belongs to a certain location with a card that is registered to a different location.
for example if someone uses a French debit card from England. i did ask stripe to look into this issue.

Related

How to stop automatically Billing in Heroku website?

I am kind of scared of filling billing information on the Heroku website because of the automatic billing option in case I forget to remove an account.
Help me with your experience.
If you're still on free tier, it will not charge you. When I upgraded to hobby, I was only charged for how often the service was used (often less than $7). They were very honest - I have had no problems with Heroku. If you elaborate on your concerns, maybe I can provide a more tailored response.
You can stop charging at any time. If you're looking for specific information on how to remove your card/billing information, thus reducing down to the free tier you can change your dyno type in "Resources" on the Heroku web app.

I don't know how to setup automail

I want to make a program in Python where is someone transfers money to my bankaccount,
i sent them a confirmation mail.
I don't know where to start and don't know how i can achieve this.
Mailjet provides such service. It has a free tier too. You can use it either posting request with requests.post or using pypi package here. The API documentation is also here.
As you may guess this is only for the mail service you asked. If the money transfer is a serious job, then the back end, transactions etc. requires some experience in that field.

Stripe, PayPal, integration with django-rest-framework

I want to integrate Stripe, PayPal or Braintree into django project, and I want to use 'django-rest-framework`, now I'm confused about one thing and that is - Should I "touch" my database?
What I mean, I want only to charge once to my customers, it's a fee and nothing more, so should I touch 'db' or not? I'm afraid it will distort PCI Compile way of handling things. I don't know where to start beside documentation for those mentioned payments systems.
Can someone help me understand what are best practices for one time payment.
(Disclaimer: I'm a Stripe employee, so I'll only talk about Stripe here.)
Stripe makes it easy to be PCI compliant. With a proper integration, you will never have access to your customers' payment information.
A typical payment flow with Stripe can be divided in two steps:
Collect the customer's payment information, using the prebuilt Checkout form, or a form of your own using Stripe.js.
In both cases, the card information is sent directly from the customer's browser to Stripe's servers, which return a card token. You then send this token to your backend.
On your backend, you use the token to create a charge.
The token represents a card, but hides the PCI sensitive information (i.e. the whole card number and the CVC) from you.
You can find a simple tutorial for creating charges here.
If you don't plan on charging the same customer multiple times (or if you don't mind asking them to provide their card information every time), then you don't necessarily need to store anything in your own database. When you create the charge, you will be immediately informed of the result (success or failure) and can take the necessary actions.
I guess you solved the problem.
On top of that, I wanna add some information about PayPal payments when working a REST API(DRF) and a frontend server.
In this case, you can use both servers to work to secure your transactions, how?
The frontend server will take care of displaying the PayPal checkout buttons, and creating an Order in the Paypal Servers when the order has gone through. And the backend server will check the validity of the order created in the PayPal servers (using an order ID passed from the frontend after the payment has gone through), and update the database based on the PayPal response to that.
Now you could simply update your database when the payment is successful, but that would cause a security issue: people can send requests to update the database without even going through the payment.
Here is an illustration of this:
Full tutorial: https://www.kowe.io/projects/accept-paypal-payments-in-your-vuejs-and-drf-app/

get amount of used resources in app engine

I am thinking about implementing resource throttling in my application in google app engine.
My idea is checking whether I am running out of resources (for example, bandwidth) and disabling part of the website, using the final part of the available daily traffic to inform the user that the site is running in a "resources saving" mode.
I read the GAE documentation, but I just found that if I run out of traffic, it directly returns HTTP 403.
Is there a way to make my python application aware of the used resources and to try not to be so rude with my users?
Unfortunately this is not possible, there is no API that you can use for this.
Looking at the App Engine roadmap there is no such feature coming along any time soon.
The only thing i can recommend is you sign up for billing and recieve the 50$ free quota, it's here till 31 october. You can enable billing and disable it and keep the free 50$!
Hope this helped.

Subscription web/desktop app [PYTHON]

Firstly pardon me if i've yet again failed to title my question correctly.
I am required to build an app to manage magazine subscriptions. The client wants to enter subscriber data and then receive alerts at pre-set intervals such as when the subscription of a subscriber is about to expire and also the option to view all subscriber records at any time. Also needed is the facility to send an SMS/e-mail to particular subscribers reminding them for subscription renewal.
I am very familiar with python but this will be my first real project. I have decided to build it as a web app using django, allowing the admin user the ability to view/add/modify all records and others to subscribe. What options do I have for integrating an online payment service? Also how do I manage the SMS alert functionality? Any other pointers/suggestions would be welcome.
Thank You
Payment gateway integration:
Here is a detailed article about how to integrate the Authorize.net payment system into a Django project. Authorize.net is used by a few popular Django projects, including the Satchmo e-commerce store project.
django-paypal is a pluggable Django app which lets you connect to PayPal merchant services.
SMS alerts:
django-sms is a Django app which is "...designed to make sending SMS text messages as simple as sending an email." so might be a good start.
General Django
You didn't mention your knowledge level of Django itself; if you need to brush up on your Django skills I would highly recommend the book Django 1.0 Website Development.
I think it's also worth pointing out that the resources I've mentioned here were all found in the first few results of a Google search for each topic. These are the search terms I used:
django payment gateway integration
django paypal integration (because I knew of PayPal beforehand)
django sms alerts
I'd like to comment on the SMS alert part.
First, I have to admit that I'm not familiar with Django, but I assume it to be just like most other web frameworks: request based. This might be your first problem, as the alert service needs to run independently of requests. You could of course hack together something to externally trigger a request once a day... :-)
Now for the SMS part: much depends on how you plan to implement this. If you are going with an SMS provider, there are many to choose from that let you send SMS with a simple HTTP request. I wouldn't recommend the other approach, namely using a real cellphone or SMS modem and take care of the delivery yourself: it is way too cumbersome and you have to take into account a lot more issues: e.g. retry message transmission for handsets that are turned off or aren't able to receive SMS because their memory is full. Your friendly SMS provider will probably take care of this.

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